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WhatsApp Catalogues and Payments in India: Make Them Count

WhatsApp catalogues (since 2019) and in-chat UPI and card payments (since 2023) let Indian brands sell inside the chat. Here’s how to make them count.

WhatsApp Catalogues and Payments in India: Make Them Count — Webfluence Updates

Correction, 31 October 2026: An earlier version implied WhatsApp had just added catalogues and payments in India. Catalogues have been available since 2019 and in-chat payments with UPI apps and cards since 2023.

Operator take: WhatsApp is quietly becoming a full commerce channel in India, not just a support and notification tool. Richer catalogues and smoother payments shorten the distance from conversation to purchase. Brands that run WhatsApp as a genuine relationship channel — not a broadcast list — get the most from this. The ones blasting promos will keep getting blocked.

WhatsApp Business has offered in-app catalogues in India since 2019 and in-chat payments with UPI apps and cards since 2023 — making it easier for customers to browse products and pay without leaving the chat. Given how central WhatsApp is to how Indians actually communicate, this matters more here than almost anywhere else.

Why India is different

For many of the Indian brands we work with, WhatsApp is already a significant revenue channel alongside performance marketing — sometimes ahead of email. Customers are comfortable discovering, asking and buying in the same thread they use to message family. Tighter catalogues and payments remove friction from a channel people already trust and prefer.

What actually changes

The practical effect is a shorter path from interest to purchase. A customer who asks about a product can see it, get details, and pay — all in one conversation, without being bounced to a website and a separate checkout. For considered purchases and repeat buying especially, collapsing that journey into the chat lifts conversion.

How to use it without becoming spam

The line between “engaged channel” and “annoying” is thin on WhatsApp, and crossing it gets you blocked — which hurts your account’s delivery for everyone. The patterns that work: collect opt-in at genuinely high-intent moments like checkout or back-in-stock, respond fast, keep cadence to a few high-quality messages a week rather than a daily blast, and always have a real human able to step in when a conversation needs it.

Treat it as a relationship, and the catalogue-and-payment upgrades turn conversations into revenue. Treat it as a megaphone, and no feature saves you from the block button.

Who should lean in

This is most valuable for categories with repeat purchase or considered decisions — D2C consumables, local services, education, anything where the customer benefits from asking questions before buying. For genuinely one-off, low-consideration purchases the lift is smaller. Match the investment to how much your customers actually want to talk before they buy.

Source · WhatsApp Business

If you’d like our team to scope a WhatsApp commerce setup for your brand, the first call is free. See our performance marketing service.


Webfluence is a Bangalore-based performance marketing studio running paid, SEO and creative for 30+ Indian brands. Want a working session on what this means for your brand? Our team takes free 30-minute calls from our HSR Layout office.

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— About the author
Rohtash Tiwari
Founder & CEO of Webfluence Marketing Solutions, in digital marketing for over a decade.
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